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Observed Oct 26, 2026, 4:38 PM UTCStablecoin yields differ by chain liquidity, borrower demand, and how much of the APY comes from token incentives rather than base lending yield.
Direct answer
Qualified
151
Median base APY
4.19%
APY range
0.00% to 73.99%
Represented TVL
$11.5B
Median reward share
0.00%
151 listed · sorted by total APY
| Rank | Opportunity | Why | Total APY | TVL |
|---|---|---|---|---|
1 | USDC Lending (Euler)Lending · Euler · Ethereum | Thin evidence | 74% | $4.7M |
2 | WETH-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 39.2% | $88.2M |
3 | USDC-GRVT (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | Moderate risk | 20.8% | $1M |
4 | USDC-ETH (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | 16.5% | $6.4M |
5 | FCUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 13.5% | $43.2M |
6 | WBTC-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 9.58% | $24.5M |
7 | USDC-FXUSD (Convex)Liquidity pool · Convex · Ethereum | Moderate risk | 9.34% | $9.2M |
8 | USDC-FXUSD (Curve)Liquidity pool · Curve · Ethereum | Moderate risk | 9.34% | $9.3M |
9 | USDC (Centrifuge)Vault · Centrifuge · Pharos | Moderate risk | 8.86% | $1M |
10 | USDT (Centrifuge)Vault · Centrifuge · Ethereum | Moderate risk | 8.86% | $1.7M |
11 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 8.74% | $7.5M |
12 | USDT (Lista Lending)Lending · Lista Lending · BNB Chain | Moderate risk | 8.63% | $2.7M |
13 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 8.17% | $28.9M |
14 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 8.05% | $3.8M |
15 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 8.05% | $1.4M |
16 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 8.01% | $9.5M |
17 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 7.61% | $66M |
18 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 7.55% | $7.3M |
19 | USDC (Yearn)Vault · Yearn · Ethereum | Moderate risk | 7.05% | $7.5M |
20 | USDC (Euler)Lending · Euler · Monad | Thin evidence | 6.99% | $3.6M |
21 | USDC (Aave V3)Lending · Aave V3 · Avalanche | Moderate risk | 6.85% | $4.4M |
22 | UNI-USDC (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | Moderate risk | 6.61% | $6.1M |
23 | USDC (Aave V3)Lending · Aave V3 · Base | Moderate risk | 6.47% | $16M |
24 | USDC (Dolomite)Lending · Dolomite · Ethereum | Moderate risk | 6.46% | $35M |
25 | GTUSDTF (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 6.29% | $1.1M |
26 | BBQUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 6.18% | $1.7M |
27 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 6.18% | $7M |
28 | USDC (Yearn)Vault · Yearn · Ethereum | Moderate risk | 6.02% | $11.8M |
29 | USDC (Fluid)Lending · Fluid · Ethereum | Moderate risk | 5.99% | $140.1M |
30 | GUSDTQ (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.97% | $10.7M |
31 | UNIUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.93% | $2.7M |
32 | STEAKUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.93% | $66.6M |
33 | BBQUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.86% | $20.2M |
34 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 5.78% | $58.1M |
35 | SIRLOINUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 5.77% | $465.1M |
36 | USDC Lending (Fluid)Lending · Fluid · Ethereum | Moderate risk | 5.76% | $139.5M |
37 | STEAKUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.69% | $78M |
38 | GTUSDTF (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.68% | $8.6M |
39 | VBGTUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.66% | $2.5M |
40 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 5.61% | $10.5M |
41 | USDC (Jupiter Lend)Lending · Jupiter Lend · Solana | Moderate risk | 5.6% | $485.3M |
42 | GTUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.57% | $2.6M |
43 | CSCBUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 5.57% | $51.1M |
44 | SHFL-USDC (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 5.55% | $9.4M |
45 | USDC (Aave V3)Lending · Aave V3 · Ethereum | Moderate risk | 5.53% | $54.8M |
46 | USDC (HyperLend)Lending · HyperLend · Hyperliquid L1 | Moderate risk | 5.49% | $4.7M |
47 | GTUSDCF (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 5.45% | $5.3M |
48 | BBQUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 5.43% | $30.6M |
49 | USDC (Fluid)Lending · Fluid · Arbitrum One | Moderate risk | 5.33% | $57.7M |
50 | SPARKUSDTBC (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.32% | $55.2M |
51 | USDT (Aave V3)Lending · Aave V3 · Ethereum | Moderate risk | 5.11% | $62.1M |
52 | HUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 5.09% | $5.5M |
53 | USDC (Maple)Lending · Maple · Ethereum | Moderate risk | 5.08% | $2.6B |
54 | USDC Lending (Maple)Lending · Maple · Ethereum | Moderate risk | 5.08% | $982M |
55 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | Moderate risk | 5.04% | $1.5M |
56 | USDC (Beefy)Vault · Beefy · Ethereum | Thin evidence | 5.01% | $3.3M |
57 | USDE (Jupiter Lend)Lending · Jupiter Lend · Solana | Moderate risk | 4.99% | $16.4M |
58 | FEUSDC (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | Moderate risk | 4.99% | $3.4M |
59 | USDT (Maple)Lending · Maple · Ethereum | Moderate risk | 4.95% | $747M |
60 | USDT Lending (Maple)Lending · Maple · Ethereum | Moderate risk | 4.95% | $323.9M |
61 | USDC (Yearn)Vault · Yearn · Base | Moderate risk | 4.74% | $1.7M |
62 | GTUSDCP (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.73% | $410.9M |
63 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 4.73% | $1.1M |
64 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.72% | $145.9M |
65 | GTUSDCP (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.72% | $163.9M |
66 | GUSDCQ (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.72% | $2M |
67 | USDC (Centrifuge)Vault · Centrifuge · Base | Moderate risk | 4.62% | $22.8M |
68 | USDC (Centrifuge)Vault · Centrifuge · Avalanche | Moderate risk | 4.62% | $263.3M |
69 | USDC (Centrifuge)Vault · Centrifuge · BNB Chain | Moderate risk | 4.62% | $1M |
70 | USDC (Centrifuge)Vault · Centrifuge · Ethereum | Moderate risk | 4.61% | $9.3M |
71 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.5% | $12.6M |
72 | ARCHGV1USDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.49% | $1.3M |
73 | USDC (Aave V4)Lending · Aave V4 · Avalanche | Moderate risk | 4.48% | $3.5M |
74 | USDC (Venus)Lending · Venus · BNB Chain | Moderate risk | 4.45% | $5.3M |
75 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 4.44% | $11.6M |
76 | MWUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.36% | $2.7M |
77 | USDC (Yearn)Vault · Yearn · Ethereum | Moderate risk | 4.29% | $2.4M |
78 | USDT Lending (Fluid)Lending · Fluid · Ethereum | Moderate risk | 4.27% | $128.6M |
79 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.25% | $1.8M |
80 | PUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.25% | $7.8M |
81 | SPARKUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.24% | $448.2M |
82 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 4.19% | $19.4M |
83 | USDT (Kamino)Lending · Kamino · Solana | Moderate risk | 4.12% | $1.5M |
84 | USDC (Dolomite)Lending · Dolomite · Arbitrum One | Moderate risk | 4.1% | $1.4M |
85 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 3.91% | $6.4M |
86 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | Moderate risk | 3.91% | $1.1M |
87 | USDC (Centrifuge)Vault · Centrifuge · Base | Moderate risk | 3.91% | $5.9M |
88 | USDC (Centrifuge)Vault · Centrifuge · BNB Chain | Moderate risk | 3.91% | $1M |
89 | USDC (Spark Savings)Vault · Spark Savings · Ethereum | Moderate risk | 3.8% | $295.5M |
90 | USDC (Spark Savings)Vault · Spark Savings · Avalanche | Moderate risk | 3.8% | $1.6M |
91 | USDC (Aave V3)Lending · Aave V3 · Ethereum | Moderate risk | 3.76% | $156M |
92 | USDT (Spark Savings)Vault · Spark Savings · Ethereum | Moderate risk | 3.75% | $647.9M |
93 | DAI (Aave V3)Lending · Aave V3 · Polygon | Moderate risk | 3.7% | $1.1M |
94 | USDT (Jupiter Lend)Lending · Jupiter Lend · Solana | Moderate risk | 3.7% | $17.6M |
95 | USDC (Aave V4)Lending · Aave V4 · Ethereum | Moderate risk | 3.62% | $1.1M |
96 | USDC (Yearn)Vault · Yearn · Ethereum | Moderate risk | 3.57% | $1.1M |
97 | USDC (SparkLend)Lending · SparkLend · Ethereum | Moderate risk | 3.55% | $4.7M |
98 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 3.53% | $115.8M |
99 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 3.51% | $73.8M |
100 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | Moderate risk | 3.51% | $1.2M |
101 | USDT (Venus)Lending · Venus · BNB Chain | Moderate risk | 3.5% | $41.7M |
102 | USDC (Aave V3)Lending · Aave V3 · Polygon | Moderate risk | 3.49% | $9M |
103 | USDT (Aave V3)Lending · Aave V3 · Ethereum | Moderate risk | 3.47% | $313.7M |
104 | USDT0 (Aave V3)Lending · Aave V3 · Polygon | Moderate risk | 3.42% | $10.4M |
105 | SKYMONEYUSDTSAVINGS (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 3.42% | $59.2M |
106 | USDC (Yearn)Vault · Yearn · Ethereum | Moderate risk | 3.39% | $18.5M |
107 | USDT (SparkLend)Lending · SparkLend · Ethereum | Moderate risk | 3.38% | $16M |
108 | USDC-WETH (Uniswap V2)Liquidity pool · Uniswap V2 · Ethereum | Moderate risk | 3.31% | $19.4M |
109 | USDC (Compound V3)Lending · Compound V3 · Ethereum | Moderate risk | 3.24% | $38.8M |
110 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | Moderate risk | 3.2% | $5M |
111 | WBTC-USDC (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | Moderate risk | 3.19% | $2.5M |
112 | USDC (Aave V3)Lending · Aave V3 · BNB Chain | Moderate risk | 3.19% | $2.2M |
113 | USDT (Aave V4)Lending · Aave V4 · Ethereum | Moderate risk | 3.09% | $4.5M |
114 | USDT (Yearn)Vault · Yearn · Ethereum | Moderate risk | 3.07% | $5.7M |
115 | USDT (Aave V3)Lending · Aave V3 · BNB Chain | Moderate risk | 3.06% | $11.3M |
116 | USDT (Aave V3)Lending · Aave V3 · Avalanche | Moderate risk | 2.95% | $5.2M |
117 | UNI-USDC (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 2.74% | $1.2M |
118 | USDC (Aave V3)Lending · Aave V3 · Ethereum | Moderate risk | 2.51% | $2.1M |
119 | USDT (Lista Lending)Lending · Lista Lending · BNB Chain | Moderate risk | 2.51% | $1.4M |
120 | USDC (Aave V3)Lending · Aave V3 · Arbitrum One | Moderate risk | 2.36% | $51M |
121 | BBQUSDC (Morpho Blue)Lending · Morpho Blue · Arbitrum One | Moderate risk | 2.23% | $1.5M |
122 | ETH-USDC (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | Moderate risk | 2.1% | $40.8M |
123 | WBTC-USDC (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | Moderate risk | 1.71% | $11.8M |
124 | USDC (Midas RWA)Vault · Midas RWA · Ethereum | Moderate risk | 1.43% | $19.4M |
125 | USDC-TRUSD (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | 1.29% | $2.1M |
126 | USDT-WBTC-WETH (Convex)Liquidity pool · Convex · Ethereum | Moderate risk | 0.97% | $6M |
127 | USDC-MUSD (Aerodrome Slipstream)Liquidity pool · Aerodrome Slipstream · Base | Moderate risk | 0.97% | $1.2M |
128 | APXUSD-USDC (Curve)Liquidity pool · Curve · Ethereum | Moderate risk | 0.93% | $4.8M |
129 | USDC-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 0.78% | $34M |
130 | SUSDAI-USDT (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | 0.75% | $17.7M |
131 | USDC-USDT (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | 0.73% | $35M |
132 | USDC-USD₮0 (Fluid DEX)Liquidity pool · Fluid DEX · Arbitrum One | Moderate risk | 0.57% | $7M |
133 | TRUEX-USDC (Raydium)Liquidity pool · Raydium · Solana | Thin evidence | 0.54% | $1.3M |
134 | ZCHF-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 0.51% | $2.4M |
135 | PRIME-USDC (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 0.29% | $9M |
136 | USDC-USDT (PancakeSwap V3)Liquidity pool · PancakeSwap V3 · Ethereum | Moderate risk | 0.25% | $17.6M |
137 | USDE (Aave V3)Lending · Aave V3 · Plasma | Moderate risk | 0.23% | $607M |
138 | LUSD-3CRV (Curve)Liquidity pool · Curve · Ethereum | Moderate risk | 0.2% | $12.9M |
139 | REUSD-USDT (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | 0.18% | $25.1M |
140 | USDC-USDFR (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | Moderate risk | 0.09% | $2.7M |
141 | USDG-USDC (Fluid DEX)Liquidity pool · Fluid DEX · Arbitrum One | Moderate risk | 0.07% | $5M |
142 | USDC-RLUSD (Convex)Liquidity pool · Convex · Ethereum | Moderate risk | 0.05% | $13M |
143 | USDC-USDTB (Curve)Liquidity pool · Curve · Ethereum | Moderate risk | 0.03% | $20.1M |
144 | USDC-EURS (Curve)Liquidity pool · Curve · Ethereum | Moderate risk | 0.02% | $4.3M |
145 | USDG-USDC (Curve)Liquidity pool · Curve · Ethereum | Moderate risk | 0.02% | $20M |
146 | PYUSD-USDC (Convex)Liquidity pool · Convex · Ethereum | Moderate risk | 0.01% | $4.6M |
147 | PST-USDC (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | <0.01% | $5.1M |
148 | USDT-USDF (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | <0.01% | $10.1M |
149 | CTDEFIUSDT (Concrete)Vault · Concrete · Ethereum | Moderate risk | <0.01% | $10.4M |
150 | USDT-USDF (PancakeSwap V3)Liquidity pool · PancakeSwap V3 · Ethereum | Moderate risk | <0.01% | $1M |
151 | USDM-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | <0.01% | $23.5M |
Neutral summary
The higher displayed APY often comes with greater reward dependence and less historical coverage. Compare base APY, TVL, and observed risk before choosing a destination.
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